Understand Credit Myths To Manage Your Credit
Credit is similar to a shadow that follows you, subtly influencing opportunities and financial conditions. Yet, many walk in broad daylight with misconceptions casting inconsistent and sometimes ominous shapes. Understanding credit myths is not just about correcting false knowledge; it’s a journey toward enlightened financial management. Table of ContentsCommon Credit Myths Debunking Credit Myths Managing Credit Wisely Building a Positive …
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Monumental Life Insurance Company Review
Important Note:In 2014, Monumental Life Insurance Company changed its name to Transamerica Premier Life Insurance Company. If you still have a policy with the name Monumental Life Insurance Company, you should have received some notifications in the mail. According to the press release, “It’s the same company, just with a different name, so your policy or certificate number will not …
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How to Invest $500: 13 Ways to Grow Your Money
I’ve been investing with Fundrise since 2018. Disclosure: when you sign up with my link, I earn a commission. All opinions are my own. If you have $500 to invest right now, you probably feel on top of the world. While that’s not a ton of money, it’s better than nothing – and way more than enough to start building …
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Term Life Insurance for 40-Year-Olds
Purchasing life insurance in your 40’s can be complicated. It’s never a fun shopping trip, but it’s one that you can’t afford to skip. The older you get, the more expensive the premiums on your life insurance become. If you are in your 40s, your spouse may have several big financial responsibilities to take care of in your absence. There are …
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No Medical Exam Life Insurance
Qualifying for life insurance protection can be harder when you have a serious health condition. When you apply for coverage, underwriters determine the risk your life insurance policy would create for the insurance company. Healthier people pose less of a risk. If you have a chronic or unmanaged health condition, your policy presents a greater risk, and underwriters might not …
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Whole Life Versus Universal Life: Which One Is For You?
The insurance market today has many options that are geared towards addressing numerous needs for individuals and families considering life insurance. Whole life and universal life are two popular permanent life insurance products to choose from and it’s important that you understand the advantages and disadvantages of both types. The products under these two umbrellas address a need for lifelong coverage …
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