Fitch Ratings | What They Are, and How to Use Them
Purchasing a life insurance policy is one of the most important decisions an individual can make. The problem is that there a so many life insurance companies, that choosing the right one can be an intimidating task. You should certainly do your due diligence before choosing. And, there are many factors you should consider before making your choice. One factor …
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What Is a Credit Union?
A lot of people think banks and credit unions are the same thing. For the most part, they are very similar. However, there are several key differences that set credit unions apart from banks. We are going to look at the difference between the two types, and some of the advantages of a credit union. You’ll also get some of …
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What’s the Differences Between Coverdell Education Savings Accounts vs 529 College Savings Plans?
I just had my third son, the reality that I’ll be shipping my kids off to college sooner than later is sinking in. I had already started a 529 College Savings Plan for my first and will plan on doing another one for the second and now third. Recently, I had a client in a similar boat and inquired about …
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The Top 10 Cities To Retire In (Financial Advisor Approved!)
You’ve probably seen dozens of lists like this, but let’s admit it – most of them center on locations that are already flooded with retirees for all the usual reasons. On this list, I’m zeroing in on cities that offer tangible financial advantages to retirees. Sure, they’re great places to retire. But each also offers financial or economic benefits beyond …
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Do You Need Flood Insurance?
Federal officials say flooding is the leading cause of property loss from natural disasters in the United States. Yet even though flood insurance is relatively inexpensive and policyholders can collect for flood damage without an official disaster declaration, many go without coverage. Special disaster insurance, offered through local insurance agents or directly from the government-run National Flood Insurance Program, is …
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What Is a Good Credit Score?
You know that your credit score is one of the most important bits of financial information about you. Where you fall on the credit score scale is often considered to be a way of determining what kind of person you are when it comes to managing your money. Lenders – and plenty of others – use your position on the …
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