What Is Affiliate Marketing?
If you’re looking for a way to ramp up your income, starting a blog can be a smart move. Sure, you can get a part-time job instead, but where’s the fun in that? And who wants another J-O-B anyway? While most regular jobs require you to report to a physical building each day, you can run a blog from your …
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Annuity Rider #7: Impaired Risk Rider
Probably the biggest benefit that comes from having an annuity is the fact that it can pay you an income for the rest of your life. Even if you live so long that you completely exhaust the funds in the plan, the insurance company will continue paying you each year. But what happens if you are unlikely to live for …
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Annuity Rider #6: Refund or Return of Premium Riders
One of the major disadvantages of annuities is that in their pure form, they provide no death benefit. That is if you take an annuity when you are 65, with the idea that it will pay you an income for the next 20 years, but you die when you’re 70, the remaining value of the annuity will revert to the …
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Cost of Living Rider for Your Annuity
Annuities are typically purchased for retirement purposes. While they are not for everyone, they can be the perfect pension substitute or a supplement to a pension that might not be sufficient to provide for your living expenses. But one of the big worries that most people have when it comes to retirement is inflation. No matter how much income you …
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Annuity With Long-Term Care Rider
Standalone long-term care insurance policies can be prohibitively expensive. For that reason, the insurance industry has developed a long-term care rider that can be attached to an annuity. The rider enables the owner of the policy to benefit from both the income provided by the annuity, as well as the long-term care benefit, should that become necessary. Long-term care riders …
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GF¢ 029: 7 Financial Advisors I Would Like to Punch in the Face
People who know me know I’m not a very violent guy. I’ve never been in a fistfight in my entire life, I very seldom ever yell (except when the St. Louis Cardinals would blow a four-run lead in the bottom of the ninth), and I cover my face with a pillow when there’s a confrontation on the TV (go ahead …
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