Life Insurance and Marijuana Usage
Prior to becoming a financial advisor and offering life insurance, I had to admit I never would have thought that a marijuana user would get approved for term life insurance coverage. After being in the business for several years and running several quotes, I quickly realized that this was not the case. Insurance Options for Marijuana Smokers There are several …
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How to Get a Mortgage
Unless you have hundreds of thousands of dollars in cash to spare, buying a home probably means taking out a mortgage. And getting a mortgage may be among the most complex things you’ll ever do at a bank. Interest rates, down payments, credit scores, pre-approval, closing costs, property appraisals… there’s a lot to consider! And with so much money at …
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How Much Life Insurance Do You Need for Stay at Home Mom or Parent?
With the arrival of our second child, my wife and I have revisited how much life insurance we need. Then we had our third son, and she quit her job, so now we’re trying to determine the amount that we need on her to make us comfortable. We’re very fortunate in the sense that her parents live close to us …
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Life Insurance for Millennials
Whether you’re 18 or rounding out the millennial bracket in your late 30s, it’s time to consider what financial state your parents, spouse, kids, or business would be in if you were to die unexpectedly today. People like to give millennials a bad rap, accusing you of being blissfully ignorant of the harsh realities of life, but I know better. …
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How To Rebuild Credit After Bankruptcy
Have you recently filed for bankruptcy? Are you feeling defeated and thinking there is no way you will ever be able to repair your credit? Recovering from bankruptcy can be challenging both financially and emotionally, but it can be done. Witnessing both of my parents file for bankruptcy, I’ve seen the struggles that ensue afterward firsthand. Rebuilding your credit is …
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Life Insurance With Sleep Apnea – Your Guide to Get Coverage
Many people suffer from sleep apnea, although they don’t even know it. The most common element of sleep apnea, besides burning a good night’s sleep, sleep apnea also has potential for more severe health risks. If you have sleep apnea then most likely you’ve been suggested by your doctor to wear your CPAP. For many that are claustrophobic or have …
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