What Is Term Life Insurance?
In many cases – especially for those who are young and in good health – a term life insurance policy is typically considered. There are several reasons for this. First, term is usually the most affordable form of life insurance coverage on the market. This is because term life coverage includes only pure death benefit protection – without any type …
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How Much Do Unpaid Medical Bills Affect Your Credit Score
Your credit score is an important number that affects your ability to qualify for credit and the terms you are offered if approved. Here we are going to look specifically at unpaid medical bills and the impact they have on your credit score. Most American consumers are familiar with basic credit scoring principles. For example, paying bills late will be viewed …
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Can You Really Save Money by Bundling Insurance Policies?
You may do it with your phone, Internet, and TV services. You may do it with your bank accounts, too. But should you also bundle your insurance policies with one company to save money? Like so much else in life, the answer depends, in part, on your unique situation. Table of ContentsFirst: The Potential Problem With Bundled Policies How to …
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Why You Should Check Your Credit Report Regularly
In the realm of personal finance, your credit report is more than just a dossier—it’s a reflection of your financial reliability and a tool that potential creditors use to gauge your creditworthiness. Regular checks of your credit report can offer you a clear picture of your credit status, provide opportunities to improve your financial standing and help in guarding against …
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Affordable Life Insurance for Diabetics: Get Covered for Less
Maybe you just sat in the doctor’s office and listened to them explain the diagnosis. Most people can tell you the exact moment they were diagnosed with diabetes. They didn’t know anything about the disease before they had it. After you’ve been told you’re health has some serious problems, you start thinking about the future. You realize you aren’t indestructible. …
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Looking To Buy a House? Better Have a Good Credit Score!
If you managed to survive the Great Recession of 2008-2012 relatively unscathed financially, then you might be holding on to a good credit score. And that’s an important factor in the next few years as more Americans rebound from the crisis and look for lending opportunities for a new home, car, or business. Banks have tightened their lending requirements in …
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